webp_COVER-educational-articles.jpg

webp_MOBILE-COVER-educational-articles.jpg

Empower your financial journey with our curated educational articles. From understanding VA loans to homeownership and more, our resources offer the insights you need. Built for Veterans, by Veterans, to support your journey to financial security.

Educational resources for Veterans

VA Loan Basics

Refinance & Cash-Out

Eligibility & COE

Buy a Home

webp_des26-min.jpg

webp_mob26-min.jpg

Unlock the Power of Your VA Benefits: Consolidate & Pay Down Your Debt

webp_Ask a Veteran Loan Expert.jpg

webp_1TERMS-DESKTOP-2.jpg

No one takes care of Veterans like NewDay USA

VA Loan Basics Related Articles

webp_7 Questions to Ask When You Compare VA Mortgage Lenders-1.jpg

webp_7 Questions to Ask When You Compare VA Mortgage Lenders.jpg

 Guides

7 Questions to Ask When You Compare VA Mortgage Lenders

There are many VA loan benefits available to vets with a service-related disability.


webp_Disabled Veterans May See Additional Benefits with Their VA Loans-1.jpg

webp_Disabled Veterans May See Additional Benefits with Their VA Loans.jpg

Disabled Veterans May See Additional Benefits with Their VA Loans

webp_What Are the Limits for My VA Home Loan_-1.jpg

webp_What Are the Limits for My VA Home Loan_.jpg

What Are the Limits for My VA Home Loan?

When it comes to buying a home or securing a cash out loan using your VA loan benefit, it's crucial to work with a reputable and experienced lender that you can trust. The VA loan program is a great way for veterans to achieve their dream of homeownership or access their home’s equity as cash.  Here are 5 things to look for to ensure you're getting a good deal with your VA lender:



webp_ae-coltendrawbaugh-featured-image.png

How to Know You're Getting a Good Deal with Your VA Lender

Review the meaning of some potentially confusing terms before applying for a VA Home Loan or refinancing your mortgage with NewDay USA.

webp_1TERMS-DESKTOP-1.jpg

webp_1TERMS-MOBILE-1.jpg

VA Loan Glossary

Find out about VA Funding Fees and how they affect your VA Home Loan benefit.


webp_What is a VA Funding Fee_-1.jpg

webp_What is a VA Funding Fee_.jpg

What is a VA Funding Fee?

This article explains what the VA funding fee is and explains some information about it.


des8-min (1).jpg

webp_mob8n.jpg

What is the VA Funding Fee?

You’ve earned the right to homeownership. See how flexible VA loan credit guidelines make it possible.


webp_Unlocking VA Home Loans_ Comprehensive Guide to Credit Score Requirements and More-1.jpg

webp_Unlocking VA Home Loans_ Comprehensive Guide to Credit Score Requirements and More.jpg

VA Home Loan Credit Requirements: The Complete Guide for Veterans

Learn more about the advantages of your VA Home Loan Entitlement and how it is calculated.

webp_Governor Hogan Visits NewDay USA Headquarters-1.jpg

webp_Governor Hogan Visits NewDay USA Headquarters.jpg

What are VA Loan Limits and How are They Calculated?

webp_Unlocking the Benefits of VA Cash-Out Refinance_ Your Comprehensive Guide.jpg

Refinance & Cash-Out Related Articles

webp_How Long Does It Take to Get a VA Cash Out Refinance Loan_-1.jpg

webp_How Long Does It Take to Get a VA Cash Out Refinance Loan_.jpg

How Long Does It Take to Get a VA Cash Out Refinance Loan?

webp_How to Refinance Your VA Loan-1.jpg

webp_How to Refinance Your VA Loan.jpg

How to Refinance Your VA Loan

webp_Unlocking the Benefits of VA Cash-Out Refinance_ Your Comprehensive Guide-1.jpg

Unlocking the Benefits of VA Cash-Out Refinance: Your Comprehensive Guide

The VA loan program includes Cash Out and Rate & Term refinance options. Learn the difference and get more VA loan information here.


webp_VA Refinance_ Cash Out vs. Rate & Term– NewDay USA-1.jpg

webp_VA Refinance_ Cash Out vs. Rate & Term– NewDay USA.jpg

Loan Comparison

VA Refinance: Cash Out vs. Rate & Term– NewDay USA

You may be able to save money with a VA loan refinance. Find answers to common questions about refinancing your loan with NewDay USA.


webp_Will Refinancing My VA Loan Save Me Money_-1.jpg

webp_Will Refinancing My VA Loan Save Me Money_.jpg

Will Refinancing My VA Loan Save Me Money?

Discover how a VA Streamline Refinance (IRRRL) helps veterans lower their interest rate and monthly payments.


webp_What Are the Benefits of a VA Streamline Loan-1.jpg

webp_What Are the Benefits of a VA Streamline Loan.jpg

The Benefits of a VA Streamline Refinance (IRRRL)

webp_Certificate of Eligibility Boot Camp.jpg

Eligibility & COE Related Articles

Surviving spouses of veterans may apply for a VA loan if eligibility requirements are met.


webp_Expanded VA Loan Eligibility Criteria for Spouses of Veterans-1.jpg

webp_Expanded VA Loan Eligibility Criteria for Spouses of Veterans.jpg

Expanded VA Loan Eligibility Criteria for Spouses of Veterans

webp_Who is eligible for a VA Loan_-1.jpg

webp_Who is eligible for a VA Loan_.jpg

Who is Eligible for a VA Loan?

The Department of Veterans Affairs has established VA home loan eligibility guidelines.


webp_VA Home Loan Eligibility Guidelines-1.jpg

webp_VA Home Loan Eligibility Guidelines.jpg

VA Home Loan Eligibility Guidelines

Inform yourself about the Certificate of Eligibility (COE) and why it is an important document for lenders.


webp_Certificate of Eligibility Boot Camp-1.jpg

Certificate of Eligibility Boot Camp

Learn about VA home loan eligibility requirements for National Guard and Reserve members.


webp_VA Home Loan Eligibility for National Guard and Reserve Members-1.jpg

webp_VA Home Loan Eligibility for National Guard and Reserve Members.jpg

The Complete Guide to VA Home Loan Eligibility for National Guard and Reserve Members

webp_How to Compare VA Home Loan Terms.jpg

Buy a Home Related Articles

Taking out a mortgage is one of the biggest transactions most Americans ever make. When you’re shopping for a mortgage, it’s important to understand your options, and to know how to compare different loans.


webp_How to Compare VA Home Loan Terms-1.jpg

How to Compare VA Home Loan Terms

webp_Maximize Your VA Home Purchase Loan Benefit with NewDay USA_ A Comprehensive Guide-1.jpg

webp_Maximize Your VA Home Purchase Loan Benefit with NewDay USA_ A Comprehensive Guide.jpg

Maximize Your VA Home Purchase Loan Benefit with NewDay USA: A Comprehensive Guide

Qualified Veterans can purchase a home or condo with a VA loan. However, there are some exceptions.


webp_Properties You Can Buy with a VA Loan-3.jpg

webp_Properties You Can Buy with a VA Loan-1.jpg

Properties You Can Buy with a VA Loan

Learn whether or not a prospective condo is VA-approved.


webp_Using a VA Loan for Condo Purchase-1.jpg

webp_Using a VA Loan for Condo Purchase.jpg

Using a VA Loan for Condo Purchase

As a first-time homebuyer, understand if you may qualify for a VA-guaranteed loan


webp_VA Home Loan Guide for First-Time Buyers-1.jpg

webp_VA Home Loan Guide for First-Time Buyers.jpg

VA Home Loan Guide for First-Time Buyers

Whether you’re thinking of refinancing your current mortgage or buying a home, choosing a mortgage program should be one of your first steps.


webp_VA Loans vs. FHA Loans – Veterans Should Consider Both-1.jpg

webp_VA Loans vs. FHA Loans – Veterans Should Consider Both.jpg

VA Loans vs. FHA Loans – Veterans Should Consider Both

webp_What You Need to Know About Buying Your First House-1.jpg

webp_What You Need to Know About Buying Your First House.jpg

What You Need to Know About Buying Your First House

webp_appraisal---compressed.jpg

What You Need to Know About Your VA Home Loan Appraisal

This guide explains what closing costs are, how the VA protects you from excessive fees, and how seller contributions and lender credits can often eliminate out-of-pocket costs entirely.

webp_Closing Costs to Expect on Your VA Home Loan-1.jpg

webp_Closing Costs to Expect on Your VA Home Loan.jpg

VA Loan Closing Costs: What Veterans Really Pay (and Don't Pay)

Explore the differences between VA loans and conventional loans. Understand benefits like no down payment, no PMI, and flexible credit standards to make an informed homebuying choice.

webp_What is the advantage of a VA loan compared to a traditional mortgage_-1.jpg

webp_What is the advantage of a VA loan compared to a traditional mortgage_.jpg

VA Loans vs. Conventional Loans: A Veteran’s Guide

Learn about state-specific closing cost rules that affect VA loans in California, Texas, and Arizona, including what fees you can expect and how to reduce your out-of-pocket costs.

webp_01.png

VA Loan Closing Cost Checklists: California, Texas and Arizona Exceptions

Featured topics

News

Stories

Events

webp_05.png

VA Loan Guide for Military Relocation

Homeownership as Part of a Wealth Building Strategy for Veterans

webp_02.png

Why Texas Veterans Should Reassess Home Insurance Before Refinancing

Buying a Home in Phoenix with a VA Loan

Your Arizona VA Mortgage Rates: Down Payment Help and Local Benefits for Veterans

webp_04.png

How to Navigate Joint VA Loan Eligibility and Requirements

webp_03.png

Texas Vet Loan vs. VA Loan: How to Use Both for Lower Rates and Bigger Benefits

What Texas Veterans Need to Know About Home Equity Laws

VA Loans and Wildfire Insurance in California: What Veterans Should Know

How to Apply for the California Disabled Veterans Property Tax Exemption

What a Denial Really Means

How to Get Your VA Cash-Out Refinance Loan Approved if You're Self-Employed

How Many VA Loans Can You Have?

Do VA Loans Fall Under the 90-Day Flip Rule?

First-Time VA Homebuyer Mistakes to Avoid: Expert Guide

VA Loan Interest Rates Explained: Fixed vs. Adjustable Rates

VA Loan Types: Your Complete Guide to VA Loan Options

How Soon Can You Refinance a VA Loan?

The VA Home Loan Process

How to Choose the Best VA Mortgage Lender for You

Can You Have Multiple VA Loans at Once? 

What is VA Loan Entitlement and How Does It Work?

7 Common VA Loan Myths Debunked

webp_Admiral_03511_v2 1 (2).png

General James N. Mattis Keynotes Grand Opening of NewDay USA Center of Leadership at Georgia Military College

webp_MOBILE-COVER-putting-veterans-first.jpg

NewDay USA Concludes Extensive CFPB Investigation with No Consumer Harm

webp_Putting Cash in Your Pocket with a NewDay USA 100 VA Cash Out Refinance Loan-1.jpg

webp_Putting Cash in Your Pocket with a NewDay USA 100 VA Cash Out Refinance Loan.jpg

Putting Cash in Your Pocket with a NewDay USA 100 VA Cash Out Refinance Loan

webp_Getting to Know the NewDay USA Team_ Lionel Marshall, Assistant VP of Sales, Shares a Powerful Customer Success Story-1.jpg

webp_Getting to Know the NewDay USA Team_ Lionel Marshall, Assistant VP of Sales, Shares a Powerful Customer Success Story.jpg

Getting to Know the NewDay USA Team: Lionel Marshall, Assistant VP of Sales, Shares a Powerful Customer Success Story

webp_Getting to Know the NewDay USA Team_ Skyla Rodriguez, Customer Experience Coordinator, Shares a Powerful Veteran Support-1.jpg

webp_Getting to Know the NewDay USA Team_ Skyla Rodriguez, Customer Experience Coordinator, Shares a Powerful Veteran Support.jpg

Getting to Know the NewDay USA Team: Skyla Rodriguez, Customer Experience Coordinator, Shares a Powerful Veteran Support Story

webp_Getting to Know the NewDay USA Team_ Tekelle Evans, Assistant VP of Closing, Shares a Powerful Customer Experience-1.jpg

webp_Getting to Know the NewDay USA Team_ Tekelle Evans, Assistant VP of Closing, Shares a Powerful Customer Experience.jpg

Getting to Know the NewDay USA Team: Tekelle Evans, Assistant VP of Closing, Shares a Powerful Customer Experience Story

webp_Admiral's Advice_ Don't Rent When You Can Own-1.jpg

webp_Admiral's Advice_ Don't Rent When You Can Own.jpg

Admiral’s Advice: Don’t Rent When You Can Own

webp_A Newer, Better Year_ Advice for 2021-1.jpg

webp_A Newer, Better Year_ Advice for 2021.jpg

A Newer, Better Year: Advice for 2021

webp_Anita Kwan has been named to NewDay USA's board of advisors.jpg

webp_mobile Anita Kwan has been named to NewDay USA's board of advisors.jpg

Anita Kwan has been named to NewDay USA's board of advisors

webp_11-1.jpg

webp_11.jpg

Georgia Military College Holds Patriot Day Ceremony in Honor of 9/11

webp_NewDay USA Chairman in Celebration of Past Legendary Navy Coaches.jpg

webp_mobile NewDay USA Chairman in Celebration of Past Legendary Navy Coaches.jpg

NewDay USA Chairman in Celebration of Past Legendary Navy Coaches

webp_NewDay USA Receives Approval to Issue VA Mortgages in Ginnie Mae Pools-1.jpg

webp_NewDay USA Receives Approval to Issue VA Mortgages in Ginnie Mae Pools.jpg

NewDay USA Receives Approval to Issue VA Mortgages in Ginnie Mae Pools

What is a VA Loan Closing Cost and How Can It Help Me?

webp_NewDay USA Awards Six Scholarships to Georgia Military College Cadets-1.jpg

webp_NewDay USA Awards Six Scholarships to Georgia Military College Cadets.jpg

NewDay USA Awards Six Scholarships to Georgia Military College Cadets

Latest articles

Learning Center

Educational resources for Veterans

Featured topics

Latest articles

We’re proud to help Veterans get the financial security and peace of mind they deserve.